The advantages of mutual funds are not included in my mind at all at that time.
No doubt many who have the same as me. The survey also proves that.
There is nothing wrong in fact. However, these instruments are not always the optimal choice.
There is a another instrument that should be selected and included in the basket of investments, namely mutual funds, but was not chosen by most people, including me at the time.
There are still many other advantages of mutual funds, namely:
First, the amount of investment in mutual funds is very affordable.
I could buy a mutual fund only with the budget that is not too high for the first time (usually the initial investment required greater funding, then the next regular investment will be smaller). Maybe this is the value of investment in a financial instrument whose costs are cheaper.
In savings or deposit, if you want to get a hefty interest profitable, need to put some money in large enough quantities. Moreover, investment in gold or property that requires a minimum of funds is even greater.